No Credit Card Phone Sex Options – Alternative Payment Methods


It is actually easier than you think to use no credit card phone sex options and alternative payments. If you find yourself alone bored and looking to have some fun, why not try some of these.  Access is in the palm of your hand.  Literally!

 

Want to try phone sex but don’t have a credit card?

 

 

 CARRIER BILLING

 

Carrier billing allows you to add phone charges to your monthly phone bill and pay it as you normally would. Limits protect you from overspending and from anyone adding fraudulent charges to your phone.

 

If you are prone to engage in long conversations you should choose a carrier based on your needs or use some other no credit card alternative payment options.

 

CANADA CARRIER BILLING

 

900 Numbers(landline)

 

These are unique landline numbers that charge your phone bill on a per minute or per call basis. The carrier charges a higher amount for these numbers because of the “premium”  features they offer. Adult chat, technical support and voting polls are examples of the types of service providers that use them.

 

To offset the costs, the service provider charges the caller for using them. The cost varies by service, carrier, and provider.  To connect directly with a phone sex operator you can dial 1 (900) 789-3658!

 

Pound Code # (mobile)

#1050 is an example of a pound code.

Only available in Canada, these are similar to 900 numbers only shorter.  Instead of dialing the complete 1-900 number, the caller can simply dial the # key + the 4-5 numbers to connect.  The pound code is charged to your phone bill on a per minute or per call basis.

 

TOP CANADIAN CARRIERS
  • Rogers Wireless which includes Fido and Chatr caps carrier billing at 50$ per call with a monthly limit of 500$
  • Telus Mobility which includes Koodo and Public Mobile caps carrier billing at 100$ per call with a monthly limit of 500$
  • Bell Mobility which includes Virgin Mobile and MTS  caps carrier billing at 50$ per call with a monthly limit of 50$
  • Vidéotron Mobile caps carrier billing at 50$ per call with a monthly limit of 500$

UK CARRIER BILLING

 

Similar to Canada, you can charge calls to your monthly phone bill. Sadly, the UK does not have the handy pound code service available in Canada for mobile.  However, they do offer Premium Phone Numbers which are their version of 1-900 numbers. The only real difference between them is the format of the numbers and the credit limits allotted by the provider.

 

Premium Numbers

 

In the UK the numbers 098, along with legacy numbers starting 0908 and 0909 are reserved for ‘adult’ services.  The best way to know what each service provider carrier billing limits are is to ask them. The information changes frequently depending on government rules and regulations.

 

TOP UK CARRIERS

ALTERNATIVE OPTIONS

 

It would be nice if you could engage in phone sex for hours on a daily basis, but the charges add up. Spending an hour on the phone engaged in a hot conversation with Jessica sounds awesome. But, when it comes time to pay your bill, you may want to find an excuse like “I accidentally ass dialed her.”  To avoid these types of issues there are a number of alternative options that you might want to consider.

 

Most phone sex operators accept these but you will have to read the options page on the website to know which options they accept.  It is important to note when sending payments that cross-border transactions are not always possible and that is the reason only certain options are available.

 

INTERAC ONLINE  – Canada

 

Perhaps one of the easiest methods available to Canadian citizens is to purchase credits through online banking. Interact is a no hassle, worry-free and totally discreet way to buy credits directly from your bank. It happens seamlessly without service disruption of any kind and is not billed to your phone or credit card statement.  Most often you will need to be logged into the service provider to use it.

 

Find more information here: http://interac.ca/en/interac-online-faq.html

COLLECT CALLING  (call back service)  – United States

 

A collect call is also known as a reverse charge call in other parts of the English-speaking world. It is a phone call in which the calling party places a call at the called party’s expense.  Ok, sounds easy enough. But, I am the one making the call, so how do I make a collect call and charge it back?  Well, here is where the fun starts.

 

If you call a special collect number such as 1-775-337-3726 your carrier will charge it as a collect callback call.  There is usually a per minute charge plus a one time connect fee. Yes, it is true, you can have a phone sex operator call you “collect.” This means your (home) phone will ring and all you have to do is pick up the call, agree to the charges and talk.  This service is the best option for people in the US.

 

E-CHECK – Global

 

An eCheck is an electronic check payment which is funded by an individual’s bank account.  It is similar to a paper check in that the recipient should receive the money within 3-6 business days to account for email delivery and bank processing.  EChecks and Instant Transfers (Interac, etc.) are unique and easy ways to pay directly through your bank account.

 

PREPAID AND VIRTUAL CREDIT CARDS – Global

 

You can purchase prepaid cards just about anywhere these days.  In fact, you can even purchase Virtual Cards online. Prepaid and Virtual cards act in the exact same way that traditional credit cards do.  You can use them to shop online, transfer funds and even enjoy a hot conversation. The only difference is you need to fill them up with money before you can use them.  While they act like credit cards, there is no “credit” needed to purchase them.  Discrete and practical they are the new way to shop online.

 

Types of prepaid cards include Visa, MasterCard, and American Express.  These can be purchased from a huge amount of online merchants including Amazon, PayPal, Google and more.  For more information about prepaid cards please visit: https://www.canada.ca/en/financial-consumer-agency/services/payment/prepaid-cards.html#toc0

 

There are many other payment options available but they depend solely on the individual phone sex provider (s)  and the rules of the country of origin.  The choice of what types of payments are accepted depends on the amount of time, effort, and costs involved in processing transactions.

 

PERSON TO PERSON

 

Freelance or individual phone sex operators accept options that some companies may not such as gifts, gift certificates, money transfers, and cash.  Please note that these payment options may involve exchanging personal information directly with the chat host and is NOT recommended by us.

 

BITCOIN

 

The reason many people like to deal in bitcoin is that it is untraceable and discrete.  It is the perfect monetary option for phone sex but it a little difficult to navigate.  Once you are able to do it properly, you can easily exchange bitcoin via email with the person who offers the services.

 

Interested in learning more about Bitcoin?

 

WHAT IS IT?

 

What is BitCoin?

 

HOW DOES IT WORK?

 

How Does It Work?

 

HOW DO I USE IT?

 

How Do I Use Bitcoin for PhoneSex?

 

E-WALLET PAYMENTS

 

E-Wallet Payments are third-party billing services that discretely pay clients and business on your behalf.  They keep highly confidential records of your bank’s accounts and credit card information in their database to pay clients and businesses.  Money is deducted and added to your virtual e-wallet from your bank or credit card so that you can have access to cash when you need it.

 

If you make a purchase online or want to send money to anyone you simply use your favorite payment service to electronically “e-check” or send the money.  The reason this method is so popular is that it is convenient and discrete.  The person who you are sending the payment to never sees any of your personal information only the email in which you make the payment.

 

Paypal, Amazon Pay, Apple ID, and Google Wallet are examples of e-wallet payment services.

 

The only real difference between them is the services that the provide to their users. However, the basic principles are the same.  The user simply creates a link between their bank accounts and preferred method of payment. Users can use their e-wallets to make payments for goods or services on third-party websites or to purchase  Gift Certificates without ever having to log out of their accounts.

 

Individual performers will accept gifts and certificates in exchange for phone sex services.  This method is exclusive to the chat host and may involve the exchange of personal information such as phone numbers and email addresses.  It is likely that he or she will a list of items that they accept. Usually, you can find these wish lists on the performer’s profile or website.  Itunes, apparel, beauty products, electronics and entertainment certificates are the most popular.

 

CASH? 

 

Money transfer – Wire Transfer – Money Order

 

When all else fails, Send Cash!  The most inconvenient and sometimes costly way to send money these days is via cash.  The reason for this is simple, you want to secure receipt of cash payments.  This comes with a cost.

 

Whether it’s via money order, transfer or wire there is some form of signature required or means in which to send the payment. This is charged as a service fee. In the case of a wire or money transfer, the service fee can be as high as $40.00 per transaction depending on where the money is being sent and what fees are applied.  Usually,  these are good methods when sending large amounts of cash.  Money orders are a better option for sending small amounts of cash but they still have a small fee attached.

Is it Really Possible to use No Credit Card Phone Sex Options?

 

Yes, of course.

 

However, make no mistake, the adult industry is highly competitive.  And,  it makes a lot of money.  As a result, sharing accurate information and being transparent isn’t well received.  So while things are improving and more and more methods are being used for payments it may take a decade before we see any real progress.

 

Misconceptions

 

The age of technology has provided us with an unrealistic view of things.  We seem to believe that if we live in a western society that the same rules apply. If it is law in Canada, it does not mean that it will be in the UK or the United States for that matter. This is true for the adult industry where there are significant differences in the way payments can be processed.

 

The US is cracking down on the porn industry. This is having a huge effect on profits and privacy.

 

Taking this into consideration one must understand that while no credit card options are available, they require effort on the user’s part.  But, in an industry driven by profit, there are always ways to get around the regulations and we have no doubt that someday soon better methods will exist.

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